For irregular income

A financial advisor for people without a steady paycheck.

Atticus Fin connects to your bank, tracks your spending, and texts when your habits are costing real money.

Personal finance tools assume you get paid monthly.

You don't. Your income shows up in waves — an invoice here, a contract there, a quarterly bonus, a project closing. Existing finance apps render this as chaos. Budgets that reset on the 1st mean nothing when your income arrived on the 23rd. "How much can you spend this month?" is the wrong question when you don't know what next month looks like.

Runway, not budget.

01

Cash runway, not monthly budget

"How many months at current burn?" is a better question than "how much is left this month?" Atticus tracks your real runway and tells you when it shifts.

02

Taxes set aside automatically

30% of every income event goes into a tax envelope you can't accidentally spend. No more Q1 panic when the IRS bill arrives.

03

Observations, not dashboards

Atticus watches in the background and texts you when something matters. You don't have to open an app to know where you stand.

How it works

1

Connect your bank

Plaid connects you to 12,000+ US institutions in 30 seconds. Read-only — Atticus can see, never move money.

2

Set your fixed costs

Tell Atticus your rent, subscriptions, and recurring expenses once. He uses this to calculate runway.

3

Start getting texts

When income arrives, when spending patterns emerge, when runway shifts — Atticus texts you. Ask him questions back in plain English.

Plaid

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Your bank credentials never touch our servers. Plaid handles authentication with bank-grade security — the same infrastructure used by Robinhood, Venmo, Chime, and Acorns. We see transactions, never passwords. Read more in our security disclosure.

From $5/month, with a free open-source tier.

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Built for irregular income.

Request access

In private beta. We'll text you when you're added.